Know your number before you fall for a house.
Slide the bars to see what you can comfortably buy today, with Tennessee property taxes and insurance already in the payment. No form, no phone call, no credit check.
How much house can I afford?
EstimateEstimate only, using a 43% debt-to-income limit, a Tennessee average property tax of about 0.6% a year, insurance of about 0.4% a year, and mortgage insurance under 20% down. Your actual approval depends on your full application.
Buyers pick a person, not a rate sheet.
A one-minute film of Jessica: who she is, how she works, and what happens after you click apply. Shot at setup, edited for phones, and reused on social.
Same budget, different loan, different house.
Tap a loan to see its rate. The bars use your numbers from the calculator to show how much home each one buys.
Sample rates for this demo. In the live page Jessica updates them every business morning. APR includes estimated fees. Rates change daily and depend on credit, loan amount, property and occupancy.
What your budget buys
Found a house? See its payment in two seconds.
Type the list price. Your down payment and credit from the calculator come along. In the live page buyers can also text a listing to Jessica's number and get this back by text.
Not ready? Get a text when rates drop.
Pick your number. When the 30-year fixed hits it, you hear from Jessica first, with what it means for your payment.
Start with who you are, not with loan jargon.
Pick the one that sounds like you. You'll see what it means for your down payment and your monthly payment, in plain English.
A page for every county she lends in.
Each one answers what buyers actually search for: property tax there, which roads qualify for USDA, first-time buyer help, and what a typical home costs per month. Every page ends at Jessica's pre-approval.
Pages are built at setup from county data; this preview shows the layout.
No black box. Five stops, and you always know which one you're at.
Six things that sink a loan at the last minute.
Underwriting checks your credit and bank accounts again right before closing. Tap a card to see why each one matters.
Free first-time buyer class with Jessica
One hour, in Murfreesboro and on Zoom, in English and Spanish. Down payment help, credit, and how pre-approval really works. Bring questions. (Sample date.)
Jessica Sandoval
Loan Officer · NMLS #000000 (sample) · Murfreesboro and Middle Tennessee
Available nights and weekends, when you're actually out looking at houses. Text a listing and get the real payment back before you leave the driveway.
Photo, NMLS number and contact details go here at setup.
A person who answers beats an 800 number.
Real reviews only, with Jessica's permission. None are shown in this preview.
Have these handy and it really does take five minutes.
Get pre-approved in 5 minutes.
Your calculator numbers carry over, so you don't type anything twice.